Debt Management, IVA

By: Ideal Money Solutions  09/12/2014
Keywords: debt, debt advice, Debt Help

Debt Management Are you? Struggling to make ends meet? Having to borrow more money to pay bills? Having to reduce your living costs to meet expenses? Feeling isolated about your debt? Debt Management could be an option for you. Debt management starts by addressing the problem clearly. The following questions can help to understand your situation more clearly: How much do I owe? How many different creditors or debts do I have to pay? How much is my income each month? What are my regular monthly outgoing payments If your outgoing monthly payments exceed your monthly income, you may benefit from seeking professional help to deal with your debt situation and this is where Ideal Money Solutions can help. Our financial management plan is an informal arrangement that will enable you to make realistic payments to your creditors on a monthly basis. Included in your financial management plan: Personal finance manager who will assess your circumstances and set you an affordable monthly payment An individualised introductory pack that includes all your documentation that once signed and returned is sent to your creditors in order for us to negotiate on your behalf Easy monthly payment options that are based around when and how you can make payment A personal account manager who is allocated to yourself for the duration of the plan, once your first payment has been made. Your personal account manager will: Send you a monthly statement every month showing what payments are going to your creditors Speak to you on a monthly basis to get an update on any creditor contact you may have Send envelopes for you to return any creditor letters to keep your plan current and up to date Arrange for settlement figures and discount balances from your creditors in exchange for a reduced full and final payment to clear your debt Review your circumstances every 6 months and update the creditors with any new information Speak to your creditors to get regular updates on your debts

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