Unoccupied Property Insurance

Unoccupied Property Insurance from HomeProtect - Specialist Home Insurance

By: HomeProtect - Specialist Home Insurance  18/04/2012
Keywords: Empty House Insurance

HomeProtect can give you a competitive online quote for unoccupied property insurance no matter how long your property may be left vacant for. Unique online quote and buy facility for Unoccupied Property Insurance 97.5% of all circumstances quotable online If we cannot quote online, we can usually help over the phone Policies designed for all lengths of unoccupancy - flexible cover if your circumstances change Policies underwritten by AXA, (winner of the 2011 BIA Customer Care Award) UK team on the end of the phone The Level of cover we can offer will depend on the length of time it will be unoccupied for. There are a number of reasons why your property may not be normally lived in and would require unoccupied property insurance: awaiting probate, sale or occupation undergoing renovation or underpinning it is not your primary residence (for example, it’s a holiday home) you spend time abroad or you’ve been hospitalised or taken into care In any of these circumstances, unoccupied property insurance is essential. However, unoccupied house insurance is also hard to get because many insurers consider the risk to be too high. Typically the chances of it suffering damage are much higher (for example, burst pipes in cold weather due to a lack of heating), as are the chances of it being subjected to various types of criminal mischief (for example, vandalism or burglary). An unoccupied property also faces an increased risk of storm damage or ingress of water due to lack of maintenance. It is because of these issues that having unoccupied house insurance is of the utmost importance, but it is also why insuring an empty home is much harder. That’s why you need to look for a specialist provider of unoccupied property insurance, such as HomeProtect.

Keywords: Empty House Insurance

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