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By: Auto Web Search  01/04/2015
Keywords: auto, home insurance, Business Insurance

Don’t even think about car mods Car modifications do not look cool. And what’s more: they are not worth the expense. Getting customised wheel alloys, spoilers or body kits often seems to appeal to young drivers looking to make their cars unique. Anyone with sense, however, will see this as a red flag. After all, you might as well be driving through the street with the words ‘teen racer’ printed across the car’s body. Insurers aren’t blind to this either and will charge significantly more for insurance when they are told of these modifications. 3. Make your first car one that insurers favour You probably have a dream car in mind, but you might want to wait a few years before you buy it. While the insurance rates are potentially enormous for new drivers, it may be cheaper to choose a vehicle that insurers favour until you have proven to them you are a safe road user. Cars like the Vauxhall Corse Hatchback, Volkswagen Up and Kia Rio are considered to be the most cost-efficient. 4. Think about having a black box installed Lumping all young drivers into the ‘teen racer’ bracket is hardly fair. For every driver who disobeys the law and takes no consideration for other drivers, there are hundreds more that will be considerate and abiding road users. It’s an unfortunate reality, but you can prove to insurers that you are in the majority by installing a black box. Monitoring your speed, braking, cornering and more, your insurer will look at the data collected on the box and determine your insurance policy accordingly. In short: Drive well, pay less.

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