Unique local debt-counselling charity ready for the rush.
Call numbers to Bootle's debt counselling service are expected to hit new highs in the next few weeks, the charity has revealed.
Statistically, Mondays are the most common day to ring for help with 2010’s busiest day being February 15, closely followed by the last two Mondays in January.
“The best thing someone with spiralling debts can do is be brave and tackle the problem, because it won’t get better by itself,” said Bootle's Christians Against Poverty (CAP) Centre Manager Alison Hughes
“And, I think for many people, once the distraction of Christmas is over and the credit card bills land they see things with a new clarity and decide they must take action.
“It is a very busy time of year for us but we know asking for help is such a significant step on the road to financial recovery.”
The charity says the most common cause of debt is a sudden change in circumstance like ill-health in the family, job loss or relationship breakdown resulting in manageable payments quickly becoming impossible.
Further squeezes like the VAT rise and more expensive fuel mean the small amount to live on becomes increasingly unrealistic.
CAP has a freephone number (0800 328 0006) manned centrally by caring staff who book an appointment for a local representative to visit the client in their own home, a unique element of the free, in-depth service.