Home Improvement loans: For Beautifying home

By: Loans N Finance  15/07/2011
Keywords: finance, loans, personal loans

A beautiful home equipped with all kinds of luxuries and comforts is everyone‘s dream. A few lucky people in this world are rich enough to realize their dreams. But Britons don’t have to regret anymore. Lenders in the UK have a product for them with which they can finance people for renovating and beautifying their homes in several ways. This product is called home improvement loan and this can help the users in restructuring or decorating their homes depending upon their financial repayment capability.

There are several lending companies in UK market who specialize in home improvement projects. One can easily carry out a thorough research on these lenders through internet and can chose the contract as per his suitability. Using internet, the borrower can also apply for the product as online procedure is simpler. Besides this the overhead costs are reduced for both borrowers as well as lenders thus the interest rates charged by the online companies would also be lower.

are available in two categories, secured as well as unsecured. The secured loan is for those buyers who are looking for low interest rates and are willing to give security. Here the buyers have to offer some property as an asset to lender which works security for amount offered. Such buyers can avail amount ranging from £3000 to £70000 and repayment tenure in most of the cases is 25 years. In unsecured type, the security is not there so, the interest rates are slightly little higher. The amount offered is approx. £25000 and the duration of loan is 10-15 years.

The range of renovation contract includes wall tiling, floor tiling, putting marble slabs, wood work and steel work such as constructing cupboards, cabinets, shelves and doors etc. Glass decoration, mirror work bathroom and kitchen fixtures can also be included. Contract can also be extended if the borrower wants to redecorate his furnishing.

Many lenders also provide home renovation loans for structural repairs. For repairing roofs or walls, whitewashing, painting, electrification, plumbing and strengthening of foundation. In some cases of home improvement project the house itself is used as collateral, so one should study the terms and conditions of the contract thoroughly and also understand the foreclosure terms. He must take into consideration, his financial repayment capacity and rate of interest he is going to pay. Otherwise he can put his house in danger.

Addy Roy is an author of Loans n Finance. For more information about and visit


Keywords: Car Loans, Education Loans, finance, loans, mortgage loans, payday loans, personal loans, Secured Loans, student loans

Other products and services from Loans N Finance


Homeowner Loans: A shelter throughout your life

Homeowner loans are easy to avail with larger loan amounts, longer repayment tenure and lesser rate of interest which one could avail to get-off his financial needs.


Short Term Loans : Loans At Lightning Speed

Prior to availing of this credit programme an applicant should be sure to reimburse the money else the amount to be repaid will keep on growing and it will become difficult to return the debt.


Personal Loans UK: Means for Financial Solution

Personal loans UK are the best sort of financial solution for the British citizens. Personal loans UK are advanced in secured and unsecured variants.


Payday Loans on Sunday: Immediate Funding and Great Support

Payday loans on Sunday refer to small funding programs. The loan seeker would get the loan amount deposited with his bank account very fast. 


Instant Cash Loans UK: Finance Immediate Free from Hassle

Instant cash loans UK are meant for small finance, but the loan seekers get the same immediately. Instant cash loans UK are offered at higher rates of interest.


Same Day Loans UK: Immediate Cash on Urgent Necessity

Same day loans UK are to benefit the people who are, at times, badly in need of finance. Same day loans UK are a kind of payday loans actually.


Tenant Loans – Makes non-homeowners at ease

Unsecured loans as a name specifies does not involve any collateral against the loan amount. Anyone can avail this option to fulfill his need. 


Payday Loan Quick Approval – A Magic Potion for immediate cash needs

The quick approval payday loans attract large number of customers these days because of the swiftness and simplicity of the procedure.    


Business Loan – A perfect credit scheme for self employed people

Most of the business loans require extensive paper work and execution time is long. These require collateral to be pledged, good credit record, financial statements and audited income tax returns etc. Cash advance loan is an instant loan option for business in which the loan seeker is saved from intricate documentation procedure and also saves a lot of time.   


Logbook Loans- Secured but instant loans

One should be careful while seeking a logbook loan as it is provided against collateral which may be possessed by lending authority if repayment is not done in time.


Bad Credit Auto Refinance- Refinance without Worries!

Bad credit auto refinance is a financial program which can help you refinance your existing loan with lowest rates and no matter what your credit score may be.


Commercial Van Loans Promise Effective Solution to All Financial Requirements

Commercial van loans ensure best commercial vehicle finance for you business needs. Learn more about commercial van loans out here.  


Home Improvement Loans: Making the Home a Wonderful Place to Live In!!

Home is just one place where you feel free and completely relaxed. To make your home even more comfortable, home improvement is required. To carry out all the tasks related to home improvements needs good amount of cash that can be availed with the most convenient home improvement loans.


Loans for military: Quick money for military officials

Loans for military are really similar to other payday credits and are obtained to meet fiscal wishes until the applicant gets subsequent payday check.