HOME INSURANCE - DO YOU HAVE LODGERS, STUDENTS, FOSTER CHILDREN OR PAYING GUESTS?

HOME INSURANCE - DO YOU HAVE LODGERS,  STUDENTS, FOSTER CHILDREN OR PAYING GUESTS? from L. F. E. Insurance Services

By: L. F. E. Insurance Services   04/11/2009
Keywords: Business Insurance, Liability Insurance, Insurance quote

LOOKING FOR A HOME INSURANCE QUOTE FOR HOME OWNERS THAT HAVE LODGERS, STUDENTS, FOSTER CHILDREN OR ANY TYPE OF PAYING GUESTS?
 If you have lodgers or other paying guests, unless you have notified your insurers of this fact, it is unlikely that you will be covered on your home insurance unless the insurers have been advised of this fact and agreed to give cover.  Many insurers will consider this a "material fact" and unless you have notified them, it is quite probable that they may refuse to pay a claim under the policy. 

Many insurers will not provide insurance if you have lodgers or paying guests.  However, if this is the case, do not despair.  We have a range of insurers that will provide you with both home buildings and contents cover if you have paying guests.  Also, if you provide bed and breakfast, we can offer you a range of insurers that provide cover on that basis. 

We can also provide cover for Hotels, Hostels and Bed and Breakfast establishments that take DSS guests.

As well as providing cover for your buildings or contents, they will also provide you with liability cover, should your paying guest sustain injury in your home, where you are deemed to be negligent.  e.g. if they fell downstairs because of a loose carpet.  Ring us now on 0116 284 6094  and ask for Julie for a free quotation, without obligation.

L. F. E Insurance Services Ltd  are members of the British Insurance Brokers Association and also of Broker Network Ltd. They are authorised and regulated by the Financial Services Authority.

Keywords: Business Insurance, Commercial And Personal Insurance, Home Insurance With Paying Guests, Hotel And Guest House Insurance, Insurance For House With Subsidence, Insurance for Let Houses, Insurance in Northern Ireland, Insurance quote, Liability Insurance, Thatched Pub Insurance,

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