Income Protection

By: Gardner Finance  08/03/2011
Keywords: insurance, income protection

Income Protection Options


  • Income Protection
This policy is designed to provide a tax free monthly income in the event the insured individual is unable to work due to ill health. The level of premium will depend upon benefit and term selected and most policies cease to pay the benefit once the insured is able to return to work. As the policy can end up paying out for a number of years they can represent phenomenal value compared with short-term policies. They are designed to replace lost income as mortgages, rent and bills still need to be paid each month.


  • Accident, Sickness & Unemployment (ASU)
ASU policies are traditionally sold to accompany mortgages, allowing for a regular income to be paid to the insured should they be unable to work or lose their job. However there are policies available to tenants too. The product can be split down, and unemployment cover is usually the optional extra available for an additional premium. It is important to compare ASU and Income Protection closely as one may be more suitable than another. Unemployment cover can also be taken as a standalone benefit.

Please contact us if you wish to discuss your Income Protection requirements. Our number is 0161 241 9744

Keywords: income protection, insurance

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