www.reallyusefulloans.co.uk from Really Useful Brokers

By: Really Useful Brokers  12/02/2009
Keywords: financial services, banking, mortgages

We are a specialist financial services company providing solutions to your financial needs.

Really Useful Loans can provide efficient and appropriate advice to cover your financial needs, as well as offering no obligation quotations to cover a range of borrowing requirements. You can rest easy knowing that Really Useful Loans  has access to a panel of selected lenders that offer a wide range of products and services.

Secured loans are loans secured on property, in much the same way as a mortgage. Secured loans require no upfront survey, legal or other fees. To qualify for a loan you must be over 18, resident in the UK and a homeowner

Loans are available for any purpose: debt consolidation, the purchase of a new car, home improvement, and holidays, anything you choose.

Low rates from 7.7% APR. The overall cost for comparison is 11.55% APR typical-variable. Over 66% of our customers receive a lower APR than the typical rate shown. Our highest rate is 27% APR variable. We have special schemes available for those requiring a self certification facility that can go up to 85% of property value.

All circumstances considered.

Secured loans are not regulated by the FSA

A Commercial Mortgage is a loan secured against a Commercial Property. We are able to arrange funding for the purchase, development, or refinance of all kinds of commercial property.

In general terms most lenders will offer finance up to 80% of the property value.

Different lenders have different products but in general rates are normally linked to the Bank of England Base Rate or LIBOR (London Interbank Offered Rate).

The rate applicable is closely aligned to the loan to value (LTV) of the property you are financing.

All circumstances considered.

Our minimum repayment term is 10 years with our maximum being 30 years.

We can arrange your new mortgage on a Capital and Interest basis or we can offer an Interest Only repayment for 3 years followed by Capital and Interest repayments for the remainder of the term (subject to conditions).

Commercial Mortgages are not regulated by the FSA

Bridging Loans are available for a whole range of finance requirements and can be on the basis of a 1st, 2nd or even 3rd charge, for any purpose.

Covering all areas of the UK, Northern Ireland, and Scotland, we are able to arrange competitive bridging facilities through our network of lenders. Whether it be licensed premises, office block, land or residential properties, our lenders will look at all types of security.

Bridging Finance is commonly used for the following reasons:

  • Purchasing property at auction
  • Property refurbishment or conversion
  • Chain-breaking mortgage
  • Purchasing property where the surveyor recommends a retention
  • To help homeowners who have been or are about to be repossessed
  • To stop bankruptcy
  • When funds are required within days rather than weeks

With our varied panel of Bridging Finance Lenders we can arrange competitive quotes for our clients and offer a wide range of products to suit all lending requirements.

Most bridging loans are not regulated by the FSA

Keywords: 1st Charge Loan, 2nd Charge Loan, 3rd Charge Loan, banking, bridging finance, business finance, Business Loan, Commercial Bridging Finance, commercial finance, commercial loans, commercial mortgages, Finance in Lancashire, financial services, Home Loans, loans, mortgages, property loans, Secured Loans,