Commercial Mortgage is a loan secured against a Commercial Property. We
are able to arrange funding for the purchase, development, or refinance
of all kinds of commercial property.
In general terms most lenders will offer finance up to 80% of the property value.
lenders have different products but in general rates are normally
linked to the Bank of England Base Rate or LIBOR (London Interbank
The rate applicable is closely aligned to the loan to value (LTV) of the property you are financing.
All circumstances considered.
Our minimum repayment term is 10 years with our maximum being 30 years.
can arrange your new mortgage on a Capital and Interest basis or we can
offer an Interest Only repayment for 3 years followed by Capital and
Interest repayments for the remainder of the term (subject to
Commercial Mortgages are not regulated by the FSA
Loans are available for a whole range of finance requirements and can
be on the basis of a 1st, 2nd or even 3rd charge, for any purpose.
all areas of the UK, Northern Ireland, and Scotland, we are able to
arrange competitive bridging facilities through our network of lenders.
Whether it be licensed premises, office block, land or residential
properties, our lenders will look at all types of security.
Bridging Finance is commonly used for the following reasons:
- Purchasing property at auction
- Property refurbishment or conversion
- Chain-breaking mortgage
- Purchasing property where the surveyor recommends a retention
- To help homeowners who have been or are about to be repossessed
- To stop bankruptcy
- When funds are required within days rather than weeks
our varied panel of Bridging Finance Lenders we can arrange competitive
quotes for our clients and offer a wide range of products to suit all
Most bridging loans are not regulated by the FSA