Car Loans, Secured Loans, bad credit loans
What is a secured loan?
Secured loans are different from the personal loans you might be used to, but they’re really quite straightforward.
In a nutshell
To take out a secured, or homeowner loan you provide some form of security, in this case your home.
That’s why you have to be a homeowner with an existing mortgage to get a secured homeowner loan from Evolution Money. A secured loan is also known as the ‘second charge’ against your property. Your mortgage is the first charge.
Why would I take out a secured loan?
Secured loans are usually taken out for larger purchases, like home improvements, or to consolidate other debts. That means you pay off other credit and have one, simple monthly repayment, rather than several.
Secured loans are a good option if your personal circumstances make it hard for you to get an unsecured loan.
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