Pensions and Retirement

By: Devine Financial Management  12/01/2016
Keywords: wealth management, Financial advisers, investment advice

Whether you are just starting out with your pension planning or you are approaching retirement, it is important that you receive expert and professional advice. For most people, pensions are still the most tax-efficient way to provide for retirement. Devine Financial Management Ltd. can help with advice With the wide range of options available, the pensions arena can be confusing. The decisions and choices you make will affect the income you receive when you finally reach retirement. It is essential, therefore, to take into account your personal needs and objectives and to receive expert advice in this complex area.

Keywords: Annuities, Financial advisers, financial advisors, Independent Financial Advisers, Inheritance Tax Planning, investment advice, investment management, Retirement Annuity Plans, retirement financial services, retirement planning, Self-Invested Personal Pension Schemes (SIPPs), Stakeholder Pensions and Personal Pensions, Transfer Plans (including Section 32s), Trustee Schemes, wealth management,

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Other products and services from Devine Financial Management



When it comes to advising on investments, our clients needs and objectives can vary quite widely. However, our investment advisor has a framework for advice and will always follow these steps to ensure that our recommendations are appropriate to the client’s needs and the client receives best advice:


Life and Health Insurance (“Protection”)

We will happily meet you and discuss life and health insurances with you. We will go through your needs and make sensible recommendations based on the sums you require for life and / or health cover, and your budget. If you wish, you can telephone us for an initial chat about your needs and some quotes. Please call 0345 013 6525.