Life and Health Insurance (“Protection”)

By: Devine Financial Management  12/01/2016
Keywords: Life Insurance, health insurance, income protection

Most UK consumers are unaware of the existence or the workings of most types of life insurance and their tax treatments. Even worse, many people take out life insurance without ever discussing their situation with an independent adviser. Often, the subject is first raised at the time of mortgage planning, and a policy is taken out on the spot with a bank or mortgage broker, without any check as to value for money. A few minutes spent discussing your needs with an independent adviser – one who can advise on appropriate products and access the entire marketplace on your behalf, could save you £,000’s over the years! Don’t pay too much, and don’t carry more insurance than you need!

Keywords: Accident, Sickness and Unemployment (“ASU” plans), Critical Illness Cover, Death-in-Service (corporate cover), Event Medical Cover, Family Income Benefit, health insurance, Health Plans, income protection, Income Protection (personal and executive / corporate), Level Term and Increasing Term, Life Insurance, Medical Cover, medical insurance, Mortgage Protection / Decreasing Term, Personal Medical Insurance, Private Medical Cover, private medical insurance, Whole Of Life,

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