Industry of tourism has gathered colorful feathers during the last few
decades as a result of which people of any region of the world, at present, can
venture to move to anywhere on the earth under the sun. The tourism companies
are expert to present varieties of highly interesting travel packages which are
cheap and also costly (a few of which are for study tour and a few for sports
tour, for example). Let the industry of tourism grow at tremendous speed. An
old saying must not be put into oblivion, nevertheless: All is well that ends
well. In this way traveling is linked with insurance. There is, of course, not
a single human who does not support the safe and secured travel. Here lies the
importance of holiday travel insurance.
It is not deniable that advancement in tourism industry has helped the holiday
travel insurance to grow. One can easily find that holiday travel insurance is
present around one with several names: single or double trip insurance, medical
cost, accidental cover, loss of baggage, postponement/cancellation cover,
annual insurance, cover for accidents etc. A few of the above may be introduced
Accident cover: The world has become more prone to accidents than ever.
Accidents are daily experiences of the people. It is true covering wide area,
from natural calamities (earthquakes/tsunamis) to human clashes
(racial/religious) it is true. Insurance companies have policies on coverage
for accidental cost.
Medical costs: Holiday travel insurance companies has policies to offer coverage
for medical costs, that is, coverage for fees of the physicians, medicines,
hospitalization, surgery etc.
Loss of baggage: It is possible that sometimes a person on a tour program lose
her/his baggage which may contain costly things like jewelry or antiques.
companies have arranged policies on baggage loss coverage.
Postponement/cancellation of tour: Travel program may be cancelled or postponed
due to some unprecedented incident. This is why insurance companies have made
provisions for travel cancellation/postponement coverage.
There are numbers of holiday travel insurances provided by numerous insurance
companies. People interested in such insurance policies should go through the
terms and condition of the particular policies before they decide to purchase
James Roy is Insurance advisor of Holiday Travel Insurance UK.For any queries
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